"I couldn’t have asked for a better insurance advisor than John! He has proven tremendously knowledgeable in his craft. I learn something new every time we talk."
- Ian C. - Engineer & real estate investor - San Jose, CA
100% 5/5 ratings on Google
“John has been the most important resource on my Infinite Banking journey. He’s part of my family’s advisory council now – just like our accountant, lawyer, and doctor."
- Andrew - Owner, technology consulting - Alameda, CA
100% 5/5 ratings on Google
“John helped us find a way to accumulate wealth without giving up the liquidity we need when an investment opportunity arises."
- Stacey - Business owner and real estate investor, NYC
100% 5/5 ratings on Google
Does any of this sound familiar?
- Much of your savings and investments are in qualified plans with no liquidity and an unknown tax obligation in the future.
- You are unsure how your retirement accounts will turn into retirement income.
- Money that you can access for emergencies, operations, or opportunities lies stagnant, earning very little growth.
- You need a bank’s permission to access capital, even to borrow against your own assets.
- The bank sets payback terms. They maximize interest costs, can be changed, and can cause you to lose everything if payments are late or missed.
- You give up control and take all the risk only to get an "average rate of return."
- You feel like an outsider, looking in as you’ve watched the financial insiders win, even if you don’t.
- You’ve heard that The Infinite Banking Concept can help with all these things but are unsure about it or don’t know where to start.
We believe everyone should have the same control, guarantees, and upside that the financial insiders have. All you need is the proper structure in place to have it.
We help families buy whole life insurance for The Infinite Banking Concept
I remember the feeling of powerlessness, watching those in the know get rich as I trudged ahead slowly.
At the mercy of the institutions, they controlled not only access to my own capital but access to theirs as well.
Now, after living the principles of The IBC for a decade, my financial life is peaceful, knowing I’m in control and ready to take advantage of future changes rather than react to them.
Through my popular IBC podcast, I've educated thousands and directly helped hundreds take charge of their finances.
I’ve done it for myself and my clients and I can do it for you, too.
How We Can Help
Start with what's right for you.
We will customize a strategy, including premium amounts, that makes the most sense for you and your family so that you know with certainty it’s something you can easily maintain for years to come.
Policy Design for IBC
Know exactly what you're buying and why.
All whole life insurance policy design decisions are decisions about tradeoffs. We will walk you through what the tradeoffs mean to you so you have 100% confidence in the policy design.
Cash Flow Analysis
Find money that could be used better.
We’ll look at your cash flow as part of the process. It's possible to significantly improve your financial life with little to no additional out-of-pocket expense.
Private Wealth Strategies
Growth without Wall Street risk.
Fully-backed private commercial lending and joint venture opportunities provide growth and income for you and/or your business, while always protecting your principal. The perfect complement to The Infinite Banking Concept®
Defer Capital Gains
Keep more of what you earn.
Offset and/or defer capital gains tax and depreciation recapture on highly-appreciated assets, including stock, crypto, real estate, and businesses. An excellent solution to preserve value, dissolve partnerships, and maximize income from the sale of assets.
The StackedLife Process
1. Schedule a free consultation
We’ll talk about your situation and what you want to accomplish, and you can get all your questions answered.
2. Guidance through financials and underwriting
We will plan your financial and medical underwriting and, based on that, create a strategy and policy design specific to your requirements. You’ll know exactly how and why everything works and how to pay for it.
3. 100% IBC Ready
With no sales hype or pressure, you’ll now be positioned to start your IBC journey with complete confidence and transparency.
Here's What You Get When You Work With Us...
- Authorized Infinite Banking:
You’ll get principles-based insurance advice from Nelson Nash Institute-trained and state-licensed professionals. No “finance-bros” here. Never worry about getting sensationalized, incomplete, or inaccurate information about whole life insurance or IBC.
- Customized strategies:
Start or expand with a design and premium amount that's right for you. This will be easy to stick with for years to come.
- Thoughtful whole life insurance policy design:
You’ll know exactly what you’re buying and why so that you can implement IBC with 100% confidence.
- A complete financial snapshot:
Learn about areas where money might be getting away from you to improve your financial life with little to no additional out-of-pocket
- IBC Education in areas of interest:
Get the best strategies so you can set yourself ahead of the competition
- Open-door client relationship:
We’re in it for the long haul. Answers to your questions are just a phone call away, so you can stay on the cutting edge of what works.
How do I know I'm getting a correctly-designed policy?
Worried about getting a correctly-designed cash value whole life insurance policy?
Here is the real truth about policy design: All cash value policy designs are choices about tradeoffs.
All the more reason to partner with StackedLife. We will give you the exact advice you need to choose the policy design tradeoffs that are correct for you.